Phanald IT, Inc.

Motorcycle & Recreational Vehicle Insurance

Coverage for motorcycles, ATVs, boats, RVs, and other recreational vehicles. Enjoy your ride with the peace of mind that comes from proper protection.

Coverage for the Road and Beyond

Standard auto insurance typically does not cover motorcycles, ATVs, boats, or RVs. These vehicles require their own specialized policies designed around how they are used, stored, and the unique risks they carry.

Whether you ride year-round or seasonally, we can help you find coverage that fits your lifestyle and budget. As an independent agency, we compare options across multiple carriers to get you the right protection.

Vehicle Types We Can Cover

  • Motorcycles (street, cruiser, sport)
  • Scooters and mopeds
  • ATVs and off-road vehicles
  • Boats and personal watercraft (jet skis)
  • Travel trailers and fifth wheels
  • Motorhomes and Class A/B/C RVs
  • Golf carts
  • Snowmobiles

Common Coverage Options

  • Liability (bodily injury & property damage)
  • Collision
  • Comprehensive (theft, fire, weather)
  • Uninsured/underinsured motorist
  • Medical payments
  • Roadside assistance & towing
  • Accessories and custom parts
  • Agreed value coverage

Coverage details, limits, and exclusions vary by vehicle type, policy, and carrier. Contact us to review your specific situation and get a personalized quote.

Contact us today for a no-obligation consultation. Our team is here to help you find the right coverage and services for your needs.

Request a Quote